Straight answers about what happens after you reach out.

We connect people who can no longer work because of a medical condition with independent attorneys and advocates who focus on Social Security disability claims. We're not a law firm, we don't give legal advice, and we don't decide your claim.

No. SSDI Guidance is not affiliated with, endorsed by, or connected to the Social Security Administration or any government agency. You can apply directly and for free at ssa.gov.

An independent attorney or advocate who focuses on disability claims, or a partner working on their behalf. The full list of who may contact you is on our Marketing Partners page.

A representative who reviewed your answers calls you to talk through your options. It helps to have ready: your work history for the last 10 or more years, the doctors and clinics that have treated you and roughly when, and any SSA letters or claim numbers. Please don't send medical records or documents to us — the representative will tell you what they need.

Being matched with a representative is free. If you decide to hire one, their fee is contingent, limited, and must be approved by the SSA. It is typically paid from past-due benefits, and only if you win — typically no fee unless you win, subject to SSA rules.

No. You can apply on your own, for free, at ssa.gov. Many people choose a representative, especially at the hearing stage, to help gather medical evidence and keep track of deadlines.

SSDI is based on your work history — the work credits you earned by paying Social Security taxes. SSI is need-based, for people with limited income and resources. This site focuses on SSDI; a representative can tell you which program may fit your situation.

Usually, appeal. You generally have 60 days from the date you receive a denial letter to ask for the next level of review. Reapplying restarts the clock and can cost you back pay. A representative can look at your letter and advise you.

You may still have options. The SSA can accept a late appeal if you had a good reason for missing the deadline, or you may need to file a new application. A representative can review your dates and explain the choices.

Initial decisions usually take several months. If you appeal, reconsideration and a hearing before an administrative law judge can take considerably longer. Timing varies by state and by office.

Possibly. The SSA sets earnings limits, and work above them can affect whether you qualify. The limits change from year to year, so check with a representative or the SSA before you take on work.

You may still qualify. The SSA looks at how your condition limits your ability to work, not only whether it appears on its list of impairments. A representative can explain how the SSA may look at your situation. (We never ask for medical details or records.)

Talk to them first. This service is for people who don't yet have an attorney or advocate for their claim.

Your information goes only to the representative reviewing your case and the partners listed on our Marketing Partners page, as described in our Privacy Policy. You can opt out of sale or sharing at any time on our Do Not Sell or Share page.

Reply STOP to any text, tell any caller you don't want further contact, or email [email protected].